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How It Works
Your New Home Is Just 3 Steps Away!
Finding the right lender for your new construction project doesn’t have to be stressful.
Whether you’re starting from the ground up or looking for a loan tailored to your specific needs, we’ve got you covered.
We work with the top lenders in the United States to match you with banks that offer customized loan solutions, making the process smooth and hassle-free.
Take the first step today! Fill out our quick form to get connected with the best lenders for your new build. Let us help make your dream home a reality.
How It Works
Step 1:
Fill Out Our Quick Form
Tell us about your dream home and loan needs. It only takes a few minutes to provide the details we need to get started!
Step 2:
Get Matched to the Perfect Lender
We’ll connect you with top lenders who specialize in new construction loans, customized to meet your specific needs and financial goals!
Step 3:
Start Building Your New Home
Once matched, you’ll work with your chosen lender to secure the financing and begin the exciting process of bringing your dream home to life!
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What Construction Loan Documents Do I Need?
When applying for a construction loan, lenders typically require several documents to assess your project and financial situation. Make sure you have these ready:
Personal Information
- Government-Issued ID (Driver’s License, Passport, etc.)
- Social Security Number
- Proof of Income (Recent Pay Stubs or Tax Returns)
- Employment Verification (Letter from Employer or Recent Paycheck History)
- Credit Report (Lenders Often Pull this Directly)
Financial Documents
- Bank Statements (Last 2-3 Months)
- Proof of Assets (Investment, Retirement Accounts, etc.)
- Liabilities Information (Existing Debts, Mortgage, Car Loans, etc.)
- Tax Returns (Typically for the Past 2 years)
Property Information
- Construction Plans (Detailed Blueprints or Plans for the New Build)
- Project Budget (Complete Breakdown of All Construction Costs)
- Building Permits (Local or State Permits for Construction)
- Land Deed or Purchase Agreement (Proof of Land Ownership or Contract if Buying)
Contractor Information
- Licensed Contractor Agreement (Detailed Contract with Your Builder/Contractor)
- Contractor’s License and Insurance (Proof of Contractor’s Qualifications)
- Construction Timeline (Estimated Schedule for the Project)
- Builder’s Cost Estimate (Breakdown of the Cost to Complete the Project)
Loan-Specific Requirements
- Down-Payment Information (Amount you Plan to Put Down on the Loan)
- Appraisal Report (Assessment of Land and Future Property Value)
- Lien Waivers (Documents Proving Payments for Labor and Materials)
- Title Insurance (Insurance Covering Property Title Issues)
Additional Documents
- Contingency Fund Plan (A Reserve Fund for Unexpected Expenses During Construction)
- Insurance Coverage (Builder’s Risk Insurance, Homeowners Insurance Once Completed)